10:AM - 06:PM
Opening Hour Mon - Fri
| Period of Deposit | Rate Of Int. P.A |
|---|---|
| 7 Days to 45 days | 3.50% |
| 46 to 90 days | 4.00% |
| 91 to 179 days | 4.50% |
| 180 Days to 269days | 5.00% |
| 270 Days to less than 1 years | 5.75% |
| 1 year | 6% |
| above 1 year to less than 2 years | 6.75% |
| 2 years to 3 years | 6.75% |
| above 3 years to 5 years | 6.75% |
| above 5 years to 10 years | 6.00% |
| Special Deposit (Both Are Non-Collable In Nature) | |
| 1 year to less than 2 years | 7.00% |
| 2 years | 7.15% |
Interest to be charged on premature withdrawal of term deposit at1.00% below the rate applicable for the period of deposit has remained with the bank or 1.00% below the contracted rate, whichever is lower.
| Loan & advances | Rate of int. P.A |
|---|---|
| 01. Housing Loan ( commercial ) | 10.50% |
| 02. Term Loan | |
| Up to Rs. 50,000/- | 12.75% |
| From 50,000/- to 3lacs | 13.00% |
| Above 3 lacs to 10 lacs | 13.25% |
| Above 10 lacs | 12.50% |
| 03. Cash credit | |
| Up to 2 lacs | 13.00% |
| Above 2 lacs up to 5lacs | 13.25% |
| Above 5 lacs up to 10 lacs | 13.50% |
| Above 10 lacs | 12.50% |
| 04. L A P C | 10% |
| 05. LIC policy | 10% |
| 06. Consumer Durable loan | 13% |
| 07. Gold loan | Upto 1 Lakh 11%, 1 Lakh and Above 10.5% |
| ii. For Staffs | 10% |
| 08. Staff E.E.E | 8% |
| 09. Staff Interest bearing Loan | 10% |
| 10. Staff vehicle Loan | 8.5% |
| 11. My Car Loan | 10.00% |
| 12. My Home loan | 9.50% |
| Staff Hb Adv. | 7.5% |
| Staff Hr Adv. | 10% |
| Type of loan and slab | Existing Rate | Revised rate |
|---|---|---|
| Housing loan (commercial) | 10.50% | 10.50% |
| Upto 50,000/- | 12.75% | 12.75% |
| 50,001/-to 3.00,000/- | 13.25% | 13.00% |
| Above 3,00,000/-to 10,00,000/- | 13.50% | 13.25% |
| Above 10,00,000/- | 13.00% | 12.50% |
| Above 10,00,000/- | 13.00% | 12.50% |
| 01. Cash Credit | ||
| Upto 2,00,000/- | 13.00% | 13.00% |
| Above 2,00,000/-to 5,00,000/- | 13.50% | 13.25% |
| Above 5,00,000/-to 10.00,000/- | 13.75% | 13.50% |
| Above 10.00,000/- | 13.25% | 12.50% |
| Loan against postal certificate | 11.00% | 10.00% |
| Loan against LIC policy | 11.00% | 10.00% |
| Consumer Durable loan/personal loan | 13.50% | 13.00% |
| 02.Gold loan | ||
| For customers | 0% | 0% |
| For staffs | 0% | 0% |
| Staff E.C.C. | 8.50% | 8% |
| Staff interest bearing ioan | 11.00% | 10% |
| Staff vehicle ioan | 9.00% | 8.5% |
| My Car Loan | 10.00% | 10.00% |
| My Home Loan | 9.50% | 9.50% |
| 1 - For notes of denomination Rs.2000, Rs.500 & Rs.100 is free . |
| 2 - For other denomination notes Rs.5 to Rs.50- 1000 pieces (10 packets) free daily . |
| 3 - Beyond above limit Rs 5/- and s.tax chargeable for 100 pieces or part . |
| 4 - Cash deposit / withdrawal charges for other branch customer (besides home branch) up to 50,000/ - is free in a day. Beyond this limit Rs 1 /- per thousand is chargeable with service tax and maximum charges fixed to Rs.200 / . |
1 - Inward cheques returned due to financial reason etc. is charged 100 plus service tax per instrument .
2 - outward cheques returned by the payee bank is charged Rs 100/- plus service tax per instrument .
3 - The charges may be free due to a cheque is dishonored by bank or payee bank where the bank account is seised by any court of law or Govt. order .
| 1 - Upto Rs 1 lakh — Rs 15/- plus service tax . |
| 2 - Rs 1 lakh to 2 lakh — Rs 25/- plus service tax . |
| 3 - Rs 2 lakh to above 5 lakh — Rs 50/- plus service tax . |
| 4 - Rs 5 lakh above Rs 60/- plus service tax. |
| Services | Slab (Rs.) | Revised rate |
|---|---|---|
| Insurance Of Pay Order | 1000 | Rs. 20/ + Service Tax |
| 1001 - 5000 | Rs. 30/ + Service Tax | |
| 5001 - 10000 | Rs. 40/ + Service Tax | |
| 100001 - 100000 | Rs.3/- Per Thousand + S.T(Minimun Rs.40/-) | |
| 100001 & Above | Rs.2/- Per Thousand + S.T(Minimun Rs.300/-) | |
| Cancellation of pay order/at per cheque | Rs.100/- + service tax | |
| cheque return charges | Rs.100/- + service tax in SB/CC/CA | |
| Insurance of as per cheque | 5000 | Rs.25/- + service tax |
| 5001 - 10000 | Rs.30/- + service tax | |
| 10001 - 100000 | Rs.2.5/- per thousand (minimum Rs.30/-) | |
| 100000 Above | Rs.2/- per thousand (minimum Rs.250/-) | |
| Cash Deposit Charges Denomination Of | 2000, 500 Notes | Free For All Customers |
| 100 & Below | 500 Pieces Free Per Day (Above this Limit Rs.5/- For 100 Pics Or Part + Gst) |
1 - Minimum Balance In Current A/C. Rs.3000/-
2 - Minimum Balance In SBD A/C. Without ChequeBook Rs.200/-
3 - Minimum Balance In SBD A/C. With ChequeBook And ATM Facility Rs.500/-